How Climate Change is met by Insurance

Updated: May 25

Climate Change & Insurable Losses


Climate Changes lead to Losses to Business, according to Swiss Re :-


"Climate change impacts and natural disasters are increasingly being felt globally. In fact, natural catastrophes in 2021 resulted in global economic losses of USD270 billion, 40% of which was covered by insurance.

Hurricane Ida which hit the US last year, was identified as the year's biggest loss event.


Climate change influences the physical nature of events which could lead to significant economic losses, it is critical that businesses adopt and embrace risk mitigation measures that would enable them to resume business operations quickly following such unforeseen events."


We have 35+ Years Experience of Enterprise Risk Management and Consultancy for Usual and Difficult Risks from Property Losses to Human Error , Cyber, Non-Payment, Professional Indemnity, Supply Chain ,War, Terrorism, Political Risks and Natural Disaster needs to be Recognised and Considered. We are a FCA regulated Authorised Representative of Lloyds Broker Bellwood Prestbury so can also deal with insurers on your behalf.

3 Key Reasons To Insure


#1 Spread Risks For Known Cost

#2 Past Losses

#3 Protect Profits from Unknown Loss


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