#enterpriseriskmanagement

Jan 9
1 min

How To Protect Your Business Are You Risk Ready for 2023?

How To Protect Your Bu siness Are You Risk Ready for 2023? 2023 The Year of Opportunities but with Increased Costs, Extreme Weather, War and Revolutions the use of Commercial Insurance is a vital Risk Mitigation /Risk Transfer as part of your Enterprise Risk Management. The choices of Commercial Insurer are many but How Do You Know What is Right For Your Business? We at Holtarka have 35+ Years Award Winning Proven and Positive Experience Guiding and Advising Our Clients Comp

Oct 26, 2022
1 min

What Information Do I Need For a Trade Credit Insurance Policy ?

What Information Do I Need For a Trade Credit Insurance Policy ? Seven (7) Key Items of Information To Improve your Credit Rating and Share or Transfer the Business Risk of Non-Payment, Insolvency or Default or Political Risks and Contract Frustration. Holtarka has 35+ years of Award Winning Work advising, guiding and arranging Trade Credit Insurance for our clients Worldwide. We work with new and existing Trade Credit Insurance Buyers across many sectors. We are FCA Regulate

Oct 24, 2022
1 min

Trade Credit Insurance - Which Four Options?

Trade Credit Insurance - Contract Terms Agreed Which Four Options? Single Contract Named Buyers/Suppliers Whole Turnover Excess of Loss Trade Credit Insurance 4 Options:- Single Contract Named Buyers/Suppliers Whole Turnover (whole portfolio) Excess of Loss (top up fixed limit above uninsured amount) Holtarka has 35+ Years Award Winning Experience Risk Consulting, Structuring and Insurance Broking for Companies Buying, Supplying or Trading Worldwide. We give an Independent a

Oct 21, 2022
2 min

What is Trade Credit/Non-Payment Insurance? What Does It Cost?

What is Trade Credit/Non-Payment Insurance? What Does It Cost? Trade Credit/Non-Payment Insurance is a contract with a Specialist Insurer who agrees to Pay a Company Following Non-Payment of an Invoice The Cost is calculated as a percentage of the Sum Insured/Limit and varies according to your Track Record the time to Pay and Financial Strength of the other Company(ies) Losses are settled after a pre-agreed Waiting Period/Cure Period (Protracted Default) or following the Sta

Oct 4, 2022
1 min

Phishing - have you been caught? - How To Reduce Exposure

Phishing - have you been caught ? How to Reduce Your Business Exposure Cyber Hacking and Losses to Businesses Increase Daily - the new Crime Wave Globally . Our Latest Poll Shows Many Businesses Appeared to be Unsure of the Impact of Cyber Crime. Losses to Insurers has led to price increases of over 50% but cover remains available What is stopping you insuring cyber risk? Do you know if you are for sale on the Dark Web? Unaware of Insurance Products 29% Cost Concerns

Aug 9, 2022
1 min

How do you ensure your invoices are paid on time?

How do you ensure your invoices are paid on time? A Contract is Signed and Agreed the Work is Done How Can You Ensure Payment ? Pre-payment Bank Letter of Credit or Guarantee Forfaiting/Discounting of Invoice Trade Credit Insurance If pre-payment is not available and you do not wish to discount your contract then Trade Credit Insurance can be bought direct from Specialist Insurers or Export Credit Agencies such as UKEF at no additional cost through Professional Insurance Brok

Aug 1, 2022
1 min

Global Inflation - Are You Under Insured ? 7 Reasons to Review Now

Global Inflation - Are You Under Insured ? 7 Reasons to Review Now Global Inflation is pushing Up Costs - When Did You Last Revalue your Business Assets and Liabilities? It is Essential to Review Your Business So You are Not Caught Short and Under Insured for that Unknown Loss 7 Reasons To Review and Revalue Your Insurance #1 Good Corporate Governance for Board of Directors/Shareholders #2 Compulsory by Law #3 Contractual Requirement #4 Secure New Venture /Project with Finan

Jun 30, 2022
1 min

Claims Paid By Insurers Happy Days!

Companies who received money from insurance companies in 2021 were happy. $120bn was paid out to people according to a study done by Munich Re. If you are one of those people, you should Identify and Assess the Risks and Evaluate any New Opportunities to take steps to Mitigate or Transfer any Risks. Keep Monitoring Your Business to make sure everything goes smoothly. If you have the Right Policy You will be Paid for Loss. An Insurance Policy is a Contract between Your Busi

Jun 29, 2022
1 min

Unexpected is the New Normal - How To Manage Your Risk

Unexpected is the New Normal - How To Manage Your Risk Instability and the Unexpected dominated 2022 and will continue in 2023. War in Ukraine, Political and Credit Risks, Inflation, Increased Costs with Extreme Weather. Enterprise Risk Management and Risk Mitigation through the use of Commercial Insurance is a vital Risk Mitigation /Risk Transfer as part of your Enterprise Risk Management. The choices of coverage are many but How Do You Know What is Right For Your Business?

Jun 21, 2022
1 min

Why do you need a Risk and Insurance Consultant ? Help at hand

Worried about your Company's Risk? Don't worry, we're here to help. Holtarka Limited is an Outsourced Risk and Insurance Consultant with years of experience in the industry. We can help you Identify, Assess, Evaluate, and create opportunities to Mitigate & Transfer Risk for your company. On-going Risk Monitoring We want to make sure that your business is safe and sound, so you can focus on what you do best. Let us take the stress of risk management off of your shoulders and o

Jun 9, 2022
1 min

Are You Business Risk Ready ? How to Transform Your Approach

Are You Business Risk Ready? How to Transform Your Approach 2023 Inflation, Increased Costs with Political Risks, Cyber Hacking, Extreme Weather, War and Revolutions, Contract Frustration and PAyment Default. The use of Commercial Insurance is a vital Risk Mitigation /Risk Transfer as part of your Enterprise Risk Management. The choices of Commercial Insurer are many but How Do You Know What is Right For Your Business? If you do not have the expertise why not use an Independe

May 20, 2022
2 min

On Target - What Happens If I Am Not Paid?

If you do not get paid - do you accept the debt or do you use Trade Credit Insurance? How can I measure my Company and its Unpaid Invoices ? Inflation and Recession Lead to Business Failure and Default - Do not Get Caught. Trade Credit Insurance is provided by Specialised Insurers to compensate/indemnify a Company for an Unpaid Bill due to Protracted Default or Insolvency, (including Pre-Packs) and Political Risks. It can include Buyers and Suppliers to your Business whether

May 18, 2022
1 min

Cyber Risk - Act Now - Before It Is Too Late!

Cyber Risk - Act Now - Before It is Too Late ! Cyber risk is the Biggest Single Risk To Many Businesses. It is a Crime and a Costly Nuisance to Companies with attacks on a Daily Basis what is stopping you from being the next victim and having an effective Risk Plan in place? Enterprise Risk Management and Risk Evaluation should be an Essential Part of daily business. Cyber Risk Specialists are there to be on your side to support your IT team, Data Protection and Sensitive C

May 12, 2022
1 min

7 Insurance Problems Solved in Uncertain Times - Are You Risk Prepared?

2022 Uncertain Times - Are You Risk Prepared? #7 Common Insurance Problems Solved Insurance Provides Financial Recovery From Unexpected Losses to Your Business. Uncertain Times with 2022's Surprises Continue With Credit Risk, Extreme Weather, War and Revolutions and increased costs. The use of Commercial Insurance is a vital Risk Mitigation /Risk Transfer as part of your Enterprise Risk Management. The choices of Commercial Insurer are many but How Do You Know What is Right

Apr 20, 2022
1 min

What Is The Cost of Underinsurance ?

What is the Cost of Underinsurance ? Not You?? Why Not Insure for The Unknown Financial Loss ? No one knows what will go wrong Insurance and Problem Planning Should be Part of your Enterprise Risk Management and Environmental and Social Governance so you are Risk Ready 7 Reasons To Insure #1 Compulsory by Law #2 Contractual Requirement #3 Requirement of Financier/Shareholder/Board of Directors #4 Secure New Venture /Project #5 Protect Profits #6 Past Losses #7 Spread Risks F

Mar 18, 2022
1 min

War and Riot Losses Uninsured - How Much Will That Cost Your Business?

War and Riot Damage Can Be Insured - If You are Not How Much Will That Cost Your Business? How does Civil Unrest, War, Sanctions and Riots affect your Supply Chain and Overseas Business ?? War on Land, Sanctions and Embargo with Rioting, Malicious Damage & Looting Insurers will Pay Losses to Businesses a break to your business and Supply Chain. Is your Supply Chain insured for Riot and Terrorism Loss ? If you are Shipping Goods or Components to a major project how do you Get

Feb 18, 2022
1 min

CYBER RISK IS INCREASING ? 11 STEPS TO PROTECT YOUR BUSINESS

ELEVEN STEPS TO PROTECT YOUR BUSINESS FROM CYBER RISK Cyber insurance can provide Professional Assistance for Remediation and Compensation from an attack. We are an Independent Risk Consultancy and FCA regulated Authorised Representative of Lloyds Broker Bellwood Prestbury. We have 35+ years of Effective Company Risk Management and the Transfer of Business Risk To Insurers . Insurers Will Pay for Loss or Damage following a Data Breach, System Remediation, Cyber Extortion (Ra

Feb 11, 2022
1 min

Simple Mistakes by Companies With Insurance Buying - Our Solution

How to Avoid Simple Insurance Buying Mistakes Common Mistakes and how we can help your Business #enterpriseriskmanagement #businessrisk #businessriskmitigation #riskconsultancy Holtarka Limited TM

Dec 15, 2021
1 min

How To Secure Your Project

How to Secure Your Project - Finance and Law in Place - What about Political Risks? Why Worry? · Increased Nationalism · Political and Social Unrest · Catastrophic Loss Outside Usual Insurance Programme · Geopolitical risk heightened in the pandemic world · Insurance premium = Known Cost for Unknown Loss What Risks Can I Transfer? · Confiscation, Expropriation or Nationalisation · Forced Abandonment/ Asset Disposal · Sanctions/Embargo/Deprivation · Selective Discrimination/En

Dec 13, 2021
1 min

How Can You Transfer Business Risk?

How Can You Transfer Business Risk ? Transfer the Financial Risks to Insurers to Compensate You for Natural Disasters, Non-Payment and and Credit Default, Cyber Breach, War in the Ukraine with Covid-19 Lockdown in China affecting Supply Chains, Political Risks and Food Rioting. Insurance Policies Pay for Unknown Losses so why lose money by being Uninsured or Under Insured for your Business, Exports, Projects and Investments? We have 35+ Years Award Winning Experience as Ri

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